For Families

Families rely on FAP to work with their family office or lead advisors to consult on wealth transfer efficiency and life insurance as an asset class.

Life insurance for the super affluent

  • Provides liquidity for the estate tax

  • Immediacy and simplicity of wealth transfer

  • Minimal transfer (gift) tax for creation of large asset outside of taxable estate

  • Helps to insulate, complement, and hedge other estate planning techniques

  • Tax-favored asset class; income tax free and estate tax free (if owned properly)

  • Non-correlated, defensive, conservative asset with strong risk adjusted returns

Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Financial Architects Partners is not affiliated with Kestra IS and Kestra AS.  Neither Kestra IS nor its affiliates provide legal or tax advice and is not a Certified Public Accounting firm.  

Certain appropriately licensed individuals of Financial Architects Partners are registered to offer Securities through Kestra IS or Investment Advisory Services through Kestra AS.  This site is published for residents of the United States only. Registered Representatives of Kestra IS and Investment Advisor Representatives of Kestra AS may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact our Compliance Department at 844-553-7872.  Check the background of this firm on FINRA's BrokerCheck.