For Advisors

Super affluent families rely on their family office or lead advisor to provide expert advice on wealth transfer planning. Many of these advisors trust FAP to manage their life insurance solutions. We educate advisors and families so that they understand the wealth transfer properties of life insurance and can evaluate if it fits into their planning. We also conduct policy reviews to test performance and identify less than obvious risks and opportunities.

Why you should review existing coverage

  • Underperforming policies - Lower interest rates and dividends may cause lapse in coverage

  • Inefficient design - Possibility of reducing annual premiums or increasing death benefit

  • Unintended tax impact - Must monitor gift reporting and ownership issues

  • Underwriting - Better risk classes may be available and mortality costs have gone down

  • Product features - Newer products may provide better guarantees and internal rates of return

  • Changes in health status - Create options to evaluate opportunities

Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Financial Architects Partners is not affiliated with Kestra IS and Kestra AS.  Neither Kestra IS nor its affiliates provide legal or tax advice and is not a Certified Public Accounting firm.  

Certain appropriately licensed individuals of Financial Architects Partners are registered to offer Securities through Kestra IS or Investment Advisory Services through Kestra AS.  This site is published for residents of the United States only. Registered Representatives of Kestra IS and Investment Advisor Representatives of Kestra AS may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact our Compliance Department at 844-553-7872.  Check the background of this firm on FINRA's BrokerCheck.